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Man holding small USA flag with firewords exploding in the night sky in the background

Fourth of July and Fire Insurance Claims

Many people get excited about the holiday festivities as the Fourth of July approaches. Barbecues, picnics, and fireworks displays during this day. However, remember that Independence Day can also be a dangerous time before celebrating. If you intend to use fireworks this year, make sure you take the necessary safety precautions. If you have an accident, file your fire insurance claim as soon as possible.


Fireworks Accidents

Fireworks accidents can be hazardous, resulting in burn injuries, lacerations, and even death in some cases. Over 10,500 people got treated in emergency rooms across the country in 2014 for fireworks-related injuries. To avoid becoming one of these statistics, it is critical to exercise caution when using fireworks. Make sure you’re using them in a safe place, away from flammable materials. In case of a fire, keep a fire extinguisher or a hose nearby.


If you get injured in a fireworks accident this Fourth of July, you may be able to file a personal injury claim to recover damages. If you do not receive any payments or there are some payment delays, you can work with a public insurance adjuster in Texas  who will assist you with the process.


Grilling Accidents

Grilling is a popular Fourth of July activity but can also be hazardous. According to the National Fire Protection Association, grilling starts an estimated 8,700 home fires yearly. These fires can cause significant damage to your home and property and injure or kill people.


To avoid a grill-related accident this Fourth of July:

  • Keep your grill clean and in good working order
  • Inspect the hoses and connections for leaks or cracks and replace them
  • Never leave your grill unattended while it’s lit, and keep a fire extinguisher nearby in an emergency
  • Keep your grill away from flammable materials such as trees, fences, and deck railings


If you get involved in a grill-related accident, public insurance adjuster in Texas can help you navigate the claims process and receive the compensation you deserve.


Car Accidents

On the Fourth of July, car accidents are common. According to the National Highway Traffic Safety Administration, drunk driving fatalities increase by about 38% on Independence Day. To avoid becoming a statistic this year, always designate a sober driver and never get behind the wheel if you’ve been drinking.


Be aware of increased traffic and plan your route accordingly. Leave early to avoid getting rushed and drive defensively. Call the police and your insurance company immediately if you are in an accident.


Swimming Accidents

Swimming is a popular Fourth of July activity, thanks to the warm weather and great pools and lakes nearby. However, it is also one of the leading causes of accidents and injuries. According to the Centers for Disease Control and Prevention, approximately ten people drown in the United States daily.


To avoid a swimming accident this Fourth of July, always swim with a buddy and never leave children unattended near water. Make sure everyone in your group knows how to swim and is aware of any hazards in the water. Wear a life jacket and follow all safety rules when boating.


Bottom Line

The Fourth of July is a time to celebrate our country’s independence, but it can also be a time for unfortunate accidents. If your house catches fire over the holiday weekend, ensure you know what to do. Contact us at Texas Fire Claims immediately, and we will walk you through the process of filing an insurance claim.